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credit cards

Bank Credit Card Customers May Soon Turn To Payday Loans

March 27, 2012

UK banks may soon be creating a stir with customers who are credit card holders. Virgin Money recently increased its interest rates by 50 percent on credit cards held by more than 15,000 customers. The bank seems to have forgotten its recent commitment to “provide value to customers,” instead issuing an interest rate ultimatum to […]

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Get Teens Started On The Right Foot With Credit

February 6, 2012

It is never too early to begin developing good credit history. Parents may be hesitant to teenagers with a regular credit card, for fear the youths could put them into debt. The Virgin Money pay monthly Visa is a great alternative. This prepaid credit card is available to UK residents age 13 or older and […]

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During 2011 We Gave Credit Cards A Workout

February 6, 2012

Whether they had good or bad credit cards, UK consumers were not shy about using them in 2011. In its recent report, the Skipton Building Society revealed that last year, the average Brit used credit cards 267 times. During 2011, the typical consumer spent over £17,000. It seems that even a sluggish economy has not […]

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Zero Percent Interest On UK Credit Cards Extended

August 1, 2011

Though the average APR on UK credit cards has increased during the past five years, special introductory rate programs have improved. This information was recently revealed by Defaqto, a financial research and software organization. The data reflects some interesting trends and provides consumers with guidance on where to find the best deals. The company discovered […]

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Consider Whether Store Credit Cards Are Really Beneficial

July 11, 2011

Consumers usually think carefully prior to taking a large loan for a home or car. However, many do not blink an eye about charging on credit cards. Store account cards are perhaps the most dangerous form of credit. Consumers use them to make purchases at the designated store, take home their goods, and pay for […]

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How To Reclaim Credit Card Charges Or Fees

May 27, 2011

Financial institutions like banks and credit card companies inflict penalty charges on account holders. Bank customers numbering in the thousands have been able to recoup some of these. Credit card holders have not been as quick to request reimbursement for penalty charges. Using a similar approach as taken with the bank, an individual with a […]

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What Is the Best Credit Card for Six Month’s Abroad

May 26, 2011

If you were moving to the United States, this answer would be completely different. However, since you are only going to be there for six months, we can make some suggestions that should make your trip just a bit easier. However, it will take a bit of planning and research on your end to pull […]

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Can I Use a Credit Card to Pay My Mortgage

May 26, 2011

While it may be possible to do this, we would have to warn you off it for a variety of reasons. First, however, let’s cover the way that this can actually happen if it is absolutely necessary. Few mortgage companies will actually accept a credit card as a form of payment. However, the borrower can […]

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Why Don’t Places Take American Express

May 23, 2011

This is a bit of a myth in the business world, but there is some truth to the matter in that American Express is accepted at fewer locations than Visa and MasterCard. An unofficial survey would find that many small businesses tend to avoid this card while larger chain operations are more than happy to […]

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Bad credit card history visa cards

November 23, 2010

Credit cards are needed and are used by almost everyone in UK today. Whether it is for shopping online or offline, having a credit card can be very convenient rather than having cash with you at all times. A credit card is a convenient way of shopping and even those with bad credit history today […]

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Credit cards and bad credit history in brief

November 18, 2010

A large number of people in UK today are struggling with bad credit history.There can be many reasons for bad credit but the fact is that it will definitely affect your chances of getting an approval for any kind of credit when you approach a lender. The same holds true for credit cards. Almost everyone […]

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Prepaid Mastercard Benefits and Virtues

September 7, 2010

Anyone who has a bad credit history or no credit line may not worry anymore. Going bankrupt but still aspiring to get a credit card? Worry no more for you can still get one. A prepaid master card is the one for you. It can be used for all the things you would normally use […]

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Guaranteed Acceptance Credit Cards Explained

September 7, 2010

So the dilemma of individuals with adverse credit history is their ability to secure a worldwide accepted credit card. Application to credit cards require good credit history and high credit score rating to attain approval and this has been the bane of existence of most people with bad credit history. The “go-figure” scenario is for […]

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Citibank Reloadable Debit Card Explained

September 7, 2010

When you were in college, you noticed that most of your illustrious and affluent classmates rarely carry cash. As in cold cash. So you were contemplating back then, how can these guys afford to eat at expensive restaurants and buy costly items without the power of the good ol’ benjamins? Or in the United Kingdom’s […]

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No Credit Check Credit Cards?

September 7, 2010

Here’s what every finance conscious person should know. No credit check credit cards do not exist. All credit card companies need to know your financial status before your application for a credit card gets approved. Every respectable credit card provider performs a credit check on their potential customers. No credit check credit cards are a […]

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Credit Card Fraud Discussed

September 7, 2010

Not many of us take the time to think about the personal data that we make available but it is a major concern today. In most cases, the personal data asked for is legitimate, but there are chances that it could be used for criminal activities and for frauds. However, this is preventable for the […]

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