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credit history

Credit Scoring plays a significant role in financial futures

July 4, 2011

Many consumers have been hard hit in their bank accounts over the past few years. Some people have been experiencing financial difficulties for even longer, with no areas of their lives safe from the fallout. These problems do not go away on their own and some say the economic crisis has yet to do its ...

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Free Credit Report From Noddle Coming Soon

June 23, 2011

Credit reference agency Callcredit is developing a new Web site called Noddle. When it is launched this fall, Noddle will allow consumers to obtain their credit reports at no charge. Membership will be required, but consumers can obtain their login for free. This represents a welcome change from the £2 cost currently imposed for accessing ...

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Can I Correct An Error On My Credit Report

June 1, 2011

Subscribing to some sort or credit monitoring service is always a good idea because it allows a person to see all activity on their report. In addition, the company also sends alerts anytime something new is reported to the credit agencies and posted on your report, be it positive or negative. If there is an ...

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Can I Get Credit at a Blacklisted Address

June 1, 2011

This is often the concern of borrowers who live with someone that has a bad credit history. Luckily, the actual address that is listed will have nothing to do with the actual approval or denial of any credit card or loan application. When lenders pull a person’s credit report, they are looking into their past, ...

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How Do I Get CCJ Off My Credit File

June 1, 2011

The first question to address here is if the CCJ is actually yours or if it is a mistake. If the listing is a mistake, there are steps that can be taken to have it removed from your report fairly quickly. However, before moving too fast, take the time to make sure that this in ...

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How Many Credit Applications is Too Many

June 1, 2011

This is a great question because a lot of people are not aware that merely applying for a credit card negatively affects your credit report. Each time a person puts in an application, whether the card is approved or not, the credit score will go down. Not only that, these inquiries will stay on the ...

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Use A Prepaid Debit Card To Improve Your Credit

May 27, 2011

A prepaid debit card is linked to an account funded by your own money. When the card is used, the cost of a purchase is debited from the account. Rather than using the cash in the account to pay for the items directly, the debit card is used to improve credit rating. This is a ...

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