The answer to this question is actually right in the name of the account. ISA accounts are Individual Savings Accounts. Unlike many other investment types, combining this particular savings account with a spouse is not allowed. While it would be nice to join efforts and increase your ability to earn, this is unfortunately not an ...

If you are looking for the best ISA rates, the Internet is the best tool at your disposal. Numerous sites available offer tables of the best ISAs with current rates. While comparing the different ISAs available, there are a few things to keep in mind to make sure you are indeed getting the best ISA ...

Reading over the HMRC website can easily create confusion on this point. I actually had to read it over several times before fully comprehending all of its points, so I completely understand your frustrations on this matter. After reading it fully, however, we do indeed have an answer for you. In order to open ISA ...

In most cases, an investor is not permitted to add to more than one ISA. However, there is an exception on the market at the current time. M&S Money now has an ISA that allows the consumer to use any left-over allowance as long as they are putting it into a fund that shares the ...

The law states that every individual can have one ISA per tax year. If you are only transferring an old ISA to a new provider and opening up a new one for the current year, you are well within your legal rights. The fact that you are transferring an old ISA has nothing to do ...

Bonuses are becoming very commonplace in offering ISAs. Most institutions will have some type of restrictions that must be met in order for the full bonus to be received. As with anything, there are exceptions to every rule, so it is important to read the fine print before moving forward in opening up any isa ...

This will largely depend on the type of ISA that you currently have. Most variable rate ISAs will offer the ability to make further contributions each year. While there are exceptions to this rule, it is more likely that you will be able to add to the account. Fixed rate isa accounts are another story completely. ...

Much of this depends on the type of ISA you have and how much money is being invested. If you are contributing to a variable rate ISA, the extra contribution should be okay. If the ISA is a fixed rate, it is unlikely any further contributions will be possible. In the current year, a person ...